A renewal is like a fresh start, so don’t get caught by the banks. A renewal may not be the answer! A refinance for a fresh start may be what is best.
When a term is coming to a close, most Canadian banks will send a mortgage renewal notice in the mail a few months before the term is up. At this time the banks tend to assume that you will sign on with them for another term at their posted rate with very little or no discount. Over half of the public will sign this renewal without researching what the competition has to offer. I'm here to offer you the expertise and resources so you can take advantage of the competitive mortgage market.
I understand the needs of clients and the complexities involved in obtaining & communicating their financing requirements.
Access to over 20 lenders
I do business with a variety of lenders compared to traditional institutions concerned in selling only “their” product.
Mortgage and wealth planning
I have access to a wide range of financial services and products to ensure financing requirements are met.
Achieving your current goals
I will shop for the best deal, without the inconvenience of setting up appointments and the subsequent credit inquiries.
I will explain and set you up with pre-payment options for your mortgage renewal.
Accommodating for the future
I am required to be registered with the Ministry of Finance and complete the required educational programs ongoing.